Making healthy benefits decisions is no easy task. And navigating through complex plan details and cumbersome plan documents can be daunting. Well, don't worry—CMMF is here to help. That's why we've put this site together and enhanced our communication efforts to help you make the right decisions at the right time when it comes to your benefits.
Know Your ABCs and Get Answers to Your FAQs
We've put together basic information about your benefits plans and how they work, and we've compiled a list of some of your most common questions. Select one of the links below for more information about:
Qualifying Events ABCs (.pdf)
A qualifying event is an IRS-regulated process that allows employees to change insurance coverages and/or spending accounts at times other than hiring or open enrollment periods. Review the specific events that allow this change.
Dependent Care Account ABCs (.pdf)
A Dependent Care Spending Account allows employees to pay babysitting (or elder care)
with pre-tax dollars. Employees may be reimbursed for qualified expenses only to the
extent that deductions have been made and funds are available. Read the ABCs and
find out more.
Benny Card ABCs (.pdf)
The Benny Card is simple to use when paying for well visit office co-pays, prescription drug
co-pays, balances remaining after the insurance has paid, and certain "over the counter"
health care products. Find out more about how to get—and use—the Benny Card.
Retirement Plan ABCs (.pdf)
Learn more about the CMMF Retirement Plans by reviewing the Retirement Plan ABCs.
