Healthy Decisions is the name of your comprehensive benefits program. It's a different way of thinking about your health and your health care. By integrating Healthy Decisions into what you do everyday, your health, your career, your finances and your family life will thrive.
CMH's robust set of tools and resources help you and your family make Healthy Decisions about enrolling in—and using—your benefits. Research, analysis and planning usually lead to good decisions. Therefore, you should review your benefits information carefully to make sure you and your family are getting the most out of the valuable programs CMMF offers to you, including:
Medical Plan
The CMH medical plan provides you and your eligible dependents with low-cost access to quality health care, extensive resources and valuable tools to help you and your family get medical support and services. Prescription Drug Benefits are also provided.
Dental Plan
CMH offers you a comprehensive Dental Plan that covers diagnostic and preventive services, basic restorative services, major restorative services and orthodontia.
Spending Accounts
Spending accounts let you set aside money from your paycheck on a pre-tax basis, and then use the money to pay for eligible health care and/or dependent care expenses.
Life Insurance
Our life insurance plans include generous basic, supplemental and dependent life
insurance programs to meet your family's needs.
Long-Term Disability Insurance
CMH provides disability benefits to help you and your family cope with loss of your
regular income if sickness or accident prevents you from working.
Other Benefits
CMH provides you with much more than the basic benefits package. Your benefits also include the following:
In most cases you cannot make changes to your benefit elections during the year unless you have a change in family or employment status — what the IRS calls a "qualifying event."