About Your Benefits

Healthy Decisions is the name of your comprehensive benefits program. It's a different way of thinking about your health and your health care. By integrating Healthy Decisions into what you do everyday, your health, your career, your finances and your family life will thrive.

CMH's robust set of tools and resources help you and your family make Healthy Decisions about enrolling in—and using—your benefits. Research, analysis and planning usually lead to good decisions. Therefore, you should review your benefits information carefully to make sure you and your family are getting the most out of the valuable programs CMMF offers to you, including:

  • Medical Plan

    The CMH medical plan provides you and your eligible dependents with low-cost access to quality health care, extensive resources and valuable tools to help you and your family get medical support and services. Prescription Drug Benefits are also provided.

  • Dental Plan

    CMH offers you a comprehensive Dental Plan that covers diagnostic and preventive services, basic restorative services, major restorative services and orthodontia.

  • Spending Accounts

    Spending accounts let you set aside money from your paycheck on a pre-tax basis, and then use the money to pay for eligible health care and/or dependent care expenses.

  • Life Insurance

    Our life insurance plans include generous basic, supplemental and dependent life insurance programs to meet your family's needs.

  • Long-Term Disability Insurance

    CMH provides disability benefits to help you and your family cope with loss of your regular income if sickness or accident prevents you from working.

  • Short Term Disability (STD) Insurance

    Many employees wish to protect their income by purchasing Short Term Disability Insurance. This payment, which is paid for by enrolled employees provides tax free income in the event of a disability injury or sickness. There is a 15 day waiting preriod and then the STD income can continue up to 11 weeks.

  • Vision Insurance

    Vision insurance is offered through http://www.vsp.com. Benefits include reduced costs for annual eye exams and assistance when purchasing eyeglasses or contact lenses.

  • 403(b) or 401(k) Plan

    Saving for retirement has beccome a necessity for virtually everyone. CMH offers a 403(b) program for those who work in the non-profit areas and a 401(k) plan for those in for-profit areas. The plans are almost identical in design.