About Your Benefits
	Medical Plan
	Prescription Drug Plan
	Dental Plan
	Spending Accounts
	Life Insurance Plan
	Long-Term Disability Plan
	Retirement Savings Plans
	Choice Time (CT) Cash-Outs
	Employee Assistance Program (EAP)
	In most cases you cannot make changes to your benefit elections during the year unless you have a change in family or employment status—what the IRS calls a "qualifying event." Find out more...

Open enrollment is your opportunity to choose the right benefits for 2010, and in most cases you cannot change your options until the next open enrollment period. You can change your benefit elections during the year if you have a change in family or employment status—what the IRS calls a "qualifying event." Changes must be made within 30 days of the event and must be related to the qualifying event.

For example, if you have a baby, you may enroll your child for medical coverage. However, you cannot enroll your spouse in the dental plan at the same time. Typical qualifying events are:

• You increase/decrease your status (FT, RPT, PD)
• Your spouse or partner changes/gains/loses a job
• Your marital status or partnership changes
• You gain or lose a dependent
• Your spouse's or partner's open enrollment

If you experience a qualifying event, you must complete and submit a Qualifying Event Form (.pdf) to make changes to your benefit elections.

For more information, please refer to the Qualifying Events ABCs (.pdf).

Did you know you can enroll your partner?
Employees are able to enroll lifetime partners in medical, dental and/or dependent life coverage. Partner definition is available in Human Resources. Due to IRS regulations, the following items relate to partner coverage:

• Related premiums must be taken "after tax"
• Additional employer contributions are taxed
• COBRA is not available for partners
• Partner’s expenses may not be submitted to the Spending Accounts

You must complete and submit a Partner Agreement Form (.pdf) to enroll your partner.